BRRRR Loans

DSCR Loans

Asset-backed lending solutions for rental property investors. Qualify based on property cash flow, not personal income.

Why Choose DSCR Loans?

Perfect for real estate investors who want to scale their portfolio without traditional income verification

No Personal Income Verification

Qualify based on property cash flow, not personal income or tax returns

Loan Amounts up to $3M

Scale your portfolio with substantial loan amounts for larger investments

Terms up to 30 Years

Long-term financing with competitive rates and flexible terms

Close in LLC or Personal Name

Flexible entity structures to optimize your investment strategy

DSCR Loan Terms

Loan AmountUp to $3,000,000
Loan-to-ValueUp to 80%
FICO Scoreas low as 660
Term Length30 Years Fixed or ARM
Minimum DSCR1.0x
Property Types1-8 Unit Residential

Key Benefits

No personal income documentation required
Fast approval and closing process
Competitive interest rates
Flexible underwriting guidelines
Portfolio lending capabilities
Experienced real estate investors welcome

How DSCR Loans Work

Simple qualification process based on property performance

1
Property Analysis

We analyze the property's rental income potential and calculate the Debt Service Coverage Ratio (DSCR) to determine loan eligibility.

2
Quick Approval

With minimal documentation required, we can provide approval decisions quickly, often within 24-48 hours.

3
Fast Closing

Close in as little as 15-21 days with our streamlined process and experienced underwriting team.

Ready to Scale Your Portfolio?

Get instant DSCR loan pricing and start your application today. No personal income verification required.

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